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  • 1.  Student tax implications for business plan competition prize money

    Posted 03-31-2009 14:59

    Hello Everyone,

     

    With obvious apologies to list members outside the U.S. ...

     

    I had a tax question that I was hoping someone on the list might have some insights about.  I know that generally this wouldn't be the Listserv to use for U.S. Internal Revenue Service (IRS) questions, but I'm hoping to tap the collective wisdom of the group. 

     

    We have a business plan competition next month, and the question came up recently about the tax issues related to prize money.  In our business plan competition, our top prize for the Freshman division is $2,500, but that will be split 5 ways because students are entering in teams from our World of Business class, so $500 each doesn't seem like it's worth worrying about.    The IRS may beg to differ on this point, of course.  According to their website (http://www.irs.gov/newsroom/article/0,,id=175963,00.html) :

    Prizes and awards

    Subject to certain exceptions, the cash value of prizes or awards won in a drawing, quiz show program, beauty contest, or other event, must be included on the tax return as taxable income.

    Taxpayers must also report the fair market value of merchandise or products won as a prize or award, as taxable income.

    For example, both a $500 cash prize and the fair market value of a new range won in a baking contest must be reported as other income on Form 1040, Line 21.

    I realize that actually paying the taxes on prize money would be the winning students' responsibility...I'm just wondering if the University needs to collect Social Security Numbers and issue IRS Form #1099 to them if they win.

     

    This becomes particularly relevant because the top prize for our Open Division (for our upperclassmen Business students and non-Business students from across campus) is $7,500.  Hypothetically, if this were to be won by a team with one or two people, does anyone know if we have start worrying about tax issues (e.g., issue #1099 forms)?  Would it matter if they were a continuing student, and, thus, could perhaps count it as a scholarship, versus a graduating senior?  What about if they took the money and started a business with it (obviously, our primary goal) versus took a post-graduation trip to Tahiti with the money?

     

    Again, I won't quote anyone who responds...I just thought someone might have run into this issue with business plan competition prize money before.


    Thanks so much for any suggestions you might have.

     

    Best regards,

     

    Franz Lohrke

    ++++++++++++++++++++++++++++++++++++++++++++++++++++

    Franz T. Lohrke
    Chair, Department of Entrepreneurship, Management & Marketing

    2008-2009 Brock School of Business Advisory Board Research Fellow

    Brock School of Business

    Samford University
    800 Lakeshore Drive
    Birmingham, AL 35229
    Office: (205) 726-2373
    Fax:    (205) 726-2464
    http://www.samford.edu/~ftlohrke

    ++++++++++++++++++++++++++++++++++++++++++++++++++++

     

    ************************************** This message is from ENTREP which is sponsored by the Entrepreneurship Division of the Academy of Management. Please do not post messages with attached files. Commercial messages or spammed messages are not allowed on the list. The use of auto-responder "out-of-office" messages may also lead to your removal from the list. You can manage your subscription options, including joining or leaving the list here: http://aomlists.pace.edu/scripts/wa.exe?SUBED1=entrep&A=1 If you have questions or need help, please contact Dr. John Bunch jbunch@benedictine.edu. Ventures HO!


  • 2.  Student tax implications for business plan competition prize money

    Posted 03-31-2009 16:21
    My students have often participated in these, and usually the organization
    that disburses the winnings collects the SS# information and issues 1099s to
    the students at the appropriate times. However, the organization directly
    cuts a check to the students for their winnings; they do not send the check
    to the university to distribute. That question would, I imagine, be one for
    the college bursar's office to deal with?

    Steve

    **************************************
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  • 3.  Student tax implications for business plan competition prize money

    Posted 03-31-2009 16:42
    Franz,
    I have not practiced in a number of years, but here are some guidelines.

    First, the general rule is that this would be taxable on a pro-ratable basis. However, I believe that there is a de minimus amount of $600. That is, if the individual receives less that $600 the entitity paying the compensation does not have to provide a form 1099. So, if its less than $600 the individual is on the honor system so to speak (if you know what I mean). You, as the payor would not have to file forms 1096/1099.

    Generally, the individual's use of the proceeds would not matter. It would all be considered income. I could think of ways to possibly avoid this, but it would greatly complicate the answer. For example, if the money would be used as seed capital for the business and the payee would take an equity stake in either a partnership or corporation. But this is a complication.

    I am not sure about the scholarship issue for a graduating senior. Maybe your financial aid or bursar's office would be of help.

    Finally, you may want to confirm the above with a practicing CPA. I'm sure there are plenty of them in Birmingham. In fact, back in the day I knew some myself!

    -Wayne

    Wayne Grossman
    Associate Professor
    Department of Business 3N219
    College of Staten Island/CUNY
    2800 Victory Blvd.
    Staten Island, NY 10314
    Phone: 718-982-2973
    Fax: 718-982-2965


    -----Original Message-----
    From: Lohrke, Franz T. ftlohrke@SAMFORD.EDU
    Sent 3/31/2009 2:59:22 PM
    To: ENTREP@AOMLISTS.PACE.EDU
    Subject: [ENTREP] Student tax implications for business plan competition prize money





    HelloEveryone,



    Withobvious apologies to list members outside the U.S.



    Ihad a tax question that I was hoping someone on the list might have someinsights about. I know that generally this wouldnt be the Listservto use for U.S. Internal Revenue Service (IRS) questions, but Im hopingto tap the collective wisdom of the group.



    Wehave a business plan competition next month, and the question came up recently aboutthe tax issues related to prize money. Inour business plan competition, our top prize for the Freshman division is$2,500, but that will be split 5 ways because students are entering in teamsfrom our World of Business class, so $500 each doesnt seem likeits worth worrying about. The IRS may beg to differ onthis point, of course. According to their website (http://www.irs.gov/newsroom/article/0,,id=175963,00.html):

    Prizes and awards

    Subject to certain exceptions, the cash value ofprizes or awards won in a drawing, quiz show program, beauty contest, or otherevent, must be included on the tax return as taxable income.

    Taxpayers must also report the fair market valueof merchandise or products won as a prize or award, as taxable income.

    For example, both a $500 cash prize and the fairmarket value of a new range won in a baking contest must be reported as otherincome on Form 1040, Line 21.

    Irealize that actually paying the taxes on prize money would be the winningstudents responsibilityIm just wondering if the Universityneeds to collect Social Security Numbers and issue IRS Form #1099 to them ifthey win.



    Thisbecomes particularly relevant because the top prize for our Open Division (for our upperclassmen Business students andnon-Business students from across campus) is $7,500. Hypothetically, ifthis were to be won by a team with one or two people, does anyone know if wehave start worrying about tax issues (e.g., issue#1099 forms)? Would it matter if they were a continuing student, and,thus, could perhaps count it as a scholarship, versus a graduatingsenior? What about if they took the money and started a business with it(obviously, our primary goal) versus took a post-graduation trip to Tahiti withthe money?



    Again,I wont quote anyone who respondsI just thought someone might haverun into this issue with business plan competition prize money before.


    Thanks so much for any suggestions you might have.



    Bestregards,



    FranzLohrke

    ++++++++++++++++++++++++++++++++++++++++++++++++++++

    Franz T. Lohrke
    Chair, Department of Entrepreneurship, Management Marketing

    2008-2009 Brock School of Business Advisory Board ResearchFellow

    Brock School of Business

    Samford University
    800 Lakeshore Drive
    Birmingham, AL 35229
    Office: (205) 726-2373
    Fax: (205) 726-2464
    http://www.samford.edu/~ftlohrke

    ++++++++++++++++++++++++++++++++++++++++++++++++++++

    **************************************This message is from ENTREP which is sponsored by the Entrepreneurship Division of the Academy of Management.Please do not post messages with attached files. Commercial messages or spammed messages are not allowed on the list. The use of auto-responder "out-of-office" messages may also lead to your removal from the list.You can manage your subscription options, including joining or leaving the list here:http://aomlists.pace.edu/scripts/wa.exe?SUBED1=entrep&A=1If you have questions or need help, please contact Dr. John Bunch jbunch@benedictine.edu.Ventures HO!
    **************************************
    This message is from ENTREP which is sponsored by the Entrepreneurship Division of the Academy of Management.

    Please do not post messages with attached files. Commercial messages or spammed messages are not allowed on the list. The use of auto-responder "out-of-office" messages may also lead to your removal from the list.

    You can manage your subscription options, including joining or leaving the list here:
    http://aomlists.pace.edu/scripts/wa.exe?SUBED1=entrep&A=1

    If you have questions or need help, please contact Dr. John Bunch jbunch@benedictine.edu.

    Ventures HO!